The good news is that with the help of browneyedgirl65 I got the images fixed up, so at least the background and header are right.
This is the template I'm trying to modify.
This is as far as I've gotten so far. Still having trouble trying to figure out how to move things over to the right. Since I changed the width of the background image, everything else is now messed up.
I can see where this CSS stuff makes way more sense than hardcoding straight html like I used to do - it's just figuring out what does what.